Terms of Service

Welcome to CalcWidgets. These Terms of Service ("Terms") govern your use of our mortgage calculator widget services. CalcWidgets provides embeddable calculator widgets designed specifically for Australian mortgage brokers and real estate professionals.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

CalcWidgets provides:

• Embeddable mortgage calculator widgets
• Custom branding and theming options
• Analytics and usage reporting
• Technical support and maintenance

Our calculators are designed for Australian mortgage market conditions and regulations. Results are estimates only and should not be considered as financial advice.

You agree to:

• Use our services only for lawful purposes
• Provide accurate information when registering
• Not modify, reverse engineer, or redistribute our widget code
• Include appropriate disclaimers on your website regarding calculator results
• Comply with all applicable Australian financial services regulations

CalcWidgets retains all rights to our widget technology, algorithms, and software. We grant you a limited, non-exclusive license to embed and use our widgets on your website(s) during your subscription period.

You may not copy, modify, distribute, or create derivative works based on our widgets without prior written consent.

Important: Our calculators provide estimates only. Results should not be considered as financial advice or guarantees of loan approval or terms.

We provide our services "as is" without warranties of any kind. We do not guarantee:

• 100% uptime or availability
• Accuracy of all calculations
• Compatibility with all website platforms
• That our service will meet your specific requirements

Our liability is limited to the amount you paid for our services in the 12 months preceding any claim.

We collect and process data in accordance with our Privacy Policy and Australian privacy laws. By using our services, you consent to our data collection and use practices as described in our Privacy Policy.

You are responsible for ensuring your own privacy policy covers the use of our widgets on your website.

Subscription fees are billed in advance and are non-refundable except as required by Australian Consumer Law.

We may change our pricing with 30 days notice. Price changes will apply to your next billing cycle.

Either party may terminate these Terms with 30 days notice. We may suspend or terminate your access immediately if you breach these Terms.

Upon termination, your right to use our widgets ceases immediately, and you must remove all widgets from your websites.

These Terms are governed by Australian law. Any disputes will be resolved in the courts of New South Wales, Australia.

If you have any questions about these Terms, please contact us through our website contact form.